Apple Card Savings Rate Drops Again—What You Need to Know

Lloyd

Apple Card Savings Rate Drops Again—What You Need to Know

Apple Card Savings Interest Rate Drops Again: What It Means for Your Money If you're searching for the latest Apple Card savings account interest rate , you're likely wondering: Is Apple Card still a good high-yield savings option in 2025? As of May 28, Apple has lowered its savings account APY from 3.75% to 3.65% , marking its lowest point since the feature launched. This change impacts users looking to earn more from passive income, daily cash rewards, or a digital savings strategy. Image : Google Originally launched in April 2023 in partnership with Goldman Sachs, the Apple Card savings account was designed to be a user-friendly, high-yield savings solution integrated seamlessly into the Wallet app. With no fees , no minimum deposit , and a $1 million cap , it quickly gained popularity—especially with an initial APY of 4.15% . But as the Federal Reserve continues to adjust benchmark rates, Apple’s APY has steadily declined. For those keeping track, this is the…

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